Practice Area
Insurance
BHGR’s Insurance Group is one of the most experienced insurance coverage law groups in the Rocky Mountain Region.
BHGR’s Insurance Group represents individuals and businesses in all aspects of insurance coverage review and consultation as well as insurance litigation. Our experience in litigating complex insurance coverage disputes helps us to better anticipate and avoid the problems that can arise before and after a claim occurs, allowing us to better serve our clients seeking front-end insurance coverage counseling. We have extensive experience with a broad range of insurance policies, including commercial general liability, commercial property, builder’s risk, directors and officers, professional liability, homeowners, automobile, business-interruption, and environmental site liability policies.
Our
services
Coverage Review & Consultation
Our attorneys assist our clients in securing appropriate insurance coverage to protect against potential liability and ensure business or personal assets are protected. We review and negotiate insurance policies to minimize the likelihood that disputes with insurance carriers will arise after a claim is reported, saving our clients time and money. We also have knowledge of the insurance brokerage market and routinely work with brokers to obtain quotes and negotiate appropriate policy endorsements for our clients.
Insurance Litigation
Our attorneys represent our clients in state and federal courts who are seeking to enforce insurance coverage or recover policy proceeds. We have considerable experience with complex insurance coverage disputes, construction defect claims, and bad faith breach of insurance contract claims. Our attorneys have contested coverage decisions issued by nearly every major insurer in the domestic insurance market as well as in the London insurance market.
Our Approach
No two clients are alike. With that fundamental fact in mind, we work closely with our clients to identify their unique goals and objectives, help them analyze and mitigate risk using insurance industry products and policies, and seek enforcement of insurance policy terms and provisions when insurance companies fail to comply with them.
Our Insurance Team
Partners + Counsel
George Berg Jr. Founding Partner
Justin Berg Partner
Nicholas DeBruyne Partner
Alan Friedberg Of Counsel
Patrick Haines Partner
Jason Pink Partner
Rudy Verner Partner
Jerad West Partner
Benjamin Wilson Partner
Associates
Ian Carmen Associate
Andrew Fischer Associate
BHGR Toolbox | Insurance
A Primer on Insurance Breach of Contract and Bad Faith Insurance Claims in Colorado
It is common for homeowners or businesses to have their insurance claims denied.[1] When that happens, a policyholder (the “insured”) may have the right to pursue the insurance company for breach of contract, common law bad faith breach of insurance contract,...
Anticipating and Preparing for Insurance Market Changes in Colorado as a Result of Climate Change and Natural Disasters
According to a recent report by Insurify, Colorado has more than 300,000 properties at risk of wildfire, with nearly $200 billion in exposed assets.[1] In addition, severe weather (particularly hailstorms) has driven the average cost to insure a home in...
Legal Insights | Insurance
2025 Insurance Law Update
The Colorado General Assembly enacted several new insurance laws during the 2025 Legislative Session. These laws concern risk model use in homeowner property insurance policies, requests for certified copies of insurance policies, and fair access to insurance...
BHGR Secures Complete Verdict for Plaintiff Against Insurance Company in Bad Faith Coverage Dispute
After a four-day jury trial, the BHGR insurance coverage trial team led by George Berg and Nicholas DeBruyne obtained a favorable monetary recovery and complete plaintiff’s verdict for BHGR’s client, J Nold Midyette. Mr. Midyette filed claims for breach of insurance...
Legal Insight: Colorado Supreme Court Expands the Notice-Prejudice Rule (Again)
What does that mean for Colorado homeowners’ and their insurance policies?If you have homeowners’ insurance and have read your policy, you know that it contains rules—lots of rules. One of those rules is the “notice period,” meaning the deadline by which you (the...